1. Do I need an Attorney to file a Notary Complaint?
No, this is something that you as the homeowner can do.
2. Do I need to go to Court to file the Notary Complaint?
No, it is something that can be done with a few simple
letters.
3. Why would the Notary answer my letter?
The Notary is a Public Official Commissioned by the
State they are working in. With the "Freedom of
Information Act" (FoIA), they must provide you with
"Any and All" information regarding a public transaction.
(Notary transaction)
4. Is this going to cost me a lot of money?
No, the only "expense" will be for the "Certified
Mailings", and the $1.00 Money Orders sent to the
Notary so they can return the information you ask
for. The documents that you get from the County
Recorder, and having them Certified will be the most
expensive part of this. Although, obtaining all of the
documents, and having them Certified, should be
between $25.00 - $75.00. The biggest factor will be
whether you need to get your Deed of Trust.
5. How much time does this take?
That will depend on you. The faster you read,
understand and learn the Notary Laws for all of the
Notary's that have notarized documents recorded
against your property, and start requesting information
about the documents, the faster this will go. You can get
started, and have your first letters ready to go, in as little
as 2-3 hours.
6. Can this Slow or Stop the Sale of my house?
It might. It all depends on the company's Attorney's and
how bold they are.
7. What should I do if there is obviously something wrong
with the signatures on any of the documents?
You need to be sure to send all of the documentation to
your District Attorney with a letter explaining what you
are sending them, and what you believe has been done,
or what the Servicer/Bank and/or Trustee is attempting
to do... "Steal Your Home!"
8. What is a Chain of Title?
These are the documents that are filed into the County
Recorders office of your County, that let the whole
world know, who owns this property, how long you
have then owned it, who, if anyone, has any loans
against the property, who did you buy it from, when did
you buy it, how much did you pay for it. All of these
documents tell a story as to who, what, when, where
and how you own the property.
9. What is a Broken Chain of Title?
This is when all of the above are "supposed" to be in the
County Recorders office, although, 1 or more of the
documents is either missing, not filled out correctly or
has been filed illegally. Then there is a "break" in the
chain, and this is when everything comes to a halt. A
Broken Chain, can not be used to Foreclose.
10. How long does it take the Secretary of State to answer my
Notary Complaint?
That depends on how busy the Secretary of State is.
Most states are not ready to handle the recent influx of
Notary Complaints that have been filed. They may have
between 2-5 people for the entire state. The responses
have been known to take up to 9 months to come back.
11. What do I do once the Notary Complaint is filed?
Start faxing it to the Servicer/Bank and Trustee. This
will let them know that you are asking the Secretary of
State to investigate the Notarized documents that have
been recorded against your house.
12. What if I am unable to go to the County to get the
documents?
We are working on a network of people that can assist
in getting the documents from the County Recorders
Office.
13. Should I record every conversation with the Servicer, the
Bank, the Trustee or any of their Attorney's? Yes,
check the laws in your state as to what you are allowed
to do. Always keep in mind, they let you know when
your first call in that: "That they are a debt collector,
and this call will be recorded for training purposes."
Well, let them know the same thing. You are recording
the call for training purposes. DO NOT talk to anyone
from any of these companies, without recording it. Get
a digital recorder that you can download the
conversation right to your computer, and keep them in
a seperate file for each company.
14. How do I use this new found evidence in Court?
First off, it would be best to find a competent Attorney
in your area, that is not affraid of the Courts, Judges or
Banks. Next, your word will mean nothing in Court.
Although, the "Opinions" of an Expert Witness, will
mean everything. That is where Brenda Anderson
comes in. Compare the signatures of the Recorded
Notarized documents with others you are able to find, if
the signature honestly looks questionable, let Brenda
Help. The $350.00 that you invest to have an Expert
Opinion, is well worth it.
